Moving to a Smaller Town

To continue our series about various retirement locations, today we look at small town vs. big city.  So far in this series we have explored moving overseas, best places in Europe, best places in the Far East, best places in the UK, and the best places to retire in the US.

When you retire, so many things in your life change.  You lose contact with many people from your work because they are still busy working and you are not there.  You lose some of your income; unless you are very rich, even with a decent retirement savings, your lifestyle will change due to the need to conserve money.  You will find yourself at loose ends sometimes because you are so used to the routine of working and now have no structure. These are just some of the things you have to deal with after retirement.  

In an effort to save money and become safe and secure, you might consider moving (selling a house that is paid for to help fund your retirement).  Some recent retirees consider moving to smaller cities or towns to live where the lifestyle is slower and they can enjoy life more.

If that describes you, read on.  We are going to explore the pros and cons of leaving the city to move to small town America in this post. Let's begin by listing the pros and the cons:

 The Pros and Cons of Embracing Simplicity:

 Pros:

1. Peacefulness and Tranquility: Smaller towns offer a serene and calm environment that can be a breath of fresh air, especially after the fast-paced city life. Picture waking up to the soothing sounds of birds chirping and enjoying a cup of coffee in your backyard without the constant buzz of traffic.

2. Stronger Sense of Community: In smaller towns, a tight-knit community thrives, where neighbors genuinely know and care for one another. You'll find a warm and welcoming atmosphere that fosters deeper connections and a sense of belonging. The opportunity to make lifelong friends is abundant.

3. Affordability: One of the most significant advantages of moving to a smaller town is the cost of living. Housing, groceries, and other essentials are often more affordable, allowing you to stretch your retirement budget further and potentially even live a more comfortable life.

4. Closer to Nature: If you're a nature enthusiast, moving to a smaller town brings you closer to beautiful landscapes, scenic trails, and pristine outdoor spaces. Embracing nature becomes a part of your daily routine, providing endless opportunities for hiking, biking, or simply enjoying the breathtaking views.

5. Slower Pace of Life: In a smaller town, time seems to slow down. The frantic rush that accompanies city living diminishes, giving you the chance to savor life's simple pleasures. Embracing a slower pace allows for increased relaxation, self-reflection, and a chance to appreciate the little things.

6. Reduced Traffic and Commute: Bid farewell to the never-ending traffic jams and long commutes. Moving to a smaller town means shorter travel times and less congestion on the roads, freeing up your schedule and reducing stress levels.

Cons:

1. Limited Amenities and Services: Smaller towns may not offer the same extensive range of amenities and services as larger cities. While you'll still find the essentials, specialized stores, healthcare facilities, or entertainment options may be limited. It's important to consider your needs and preferences before making the move.

2. Lack of Cultural Activities: Cultural diversity and a vibrant arts scene are often more prevalent in urban areas. If you frequently enjoy attending concerts, art exhibitions, or theatrical performances, moving to a smaller town may mean sacrificing some of these cultural activities.

3. Potential Social Adjustments: Moving to a smaller town can be an adjustment, particularly if you're accustomed to the anonymity and diversity of city life. It may take some time to find your niche and build a social circle. However, the strong community spirit often compensates for this initial challenge.

4. Limited Job Opportunities: If you're still seeking employment or plan to work part-time during retirement, smaller towns may have fewer job options compared to larger cities. Research the local job market and consider any potential limitations before making a decision.

To be honest, there are plenty of issues to think about if you want to move.  Remember that each and every place you look at will have some of each of the pros and cons to deal with, so choose wisely. The peacefulness, sense of community, affordability, and closer connection to nature are undoubtedly appealing aspects. However, it's crucial to weigh the potential drawbacks, such as limited amenities, cultural activities, and job opportunities, against these advantages.

Ultimately, it comes down to your personal priorities and what you value most in this chapter of your life. So take your time, explore different towns, talk to locals, and envision yourself in these serene surroundings. Only then will you be able to make an informed decision that aligns with your retirement dreams.

On that note, here are five of the best small towns in the United States to consider for retirement:

1. Asheville, North Carolina:

Nestled in the stunning Blue Ridge Mountains, Asheville offers a blend of natural beauty, vibrant arts scene, and a strong sense of community. With its mild climate, retirees can enjoy outdoor activities like hiking and golfing year-round. The town boasts a thriving downtown area, renowned restaurants, and numerous cultural festivals, making it an ideal choice for those seeking an active and culturally rich retirement.

2. St. Augustine, Florida:

Known as the oldest city in the United States, St. Augustine combines history, charm, and a laid-back coastal lifestyle. Retirees can explore the city's fascinating historical sites, stroll along beautiful beaches, and enjoy a wide range of recreational activities like boating and fishing. The town's pleasant weather, affordable living, and numerous retirement communities make it an attractive destination for retirees seeking a relaxed coastal retirement.

3. Bend, Oregon:

Nestled in the picturesque Cascade Mountains, Bend offers a perfect balance of natural beauty, outdoor recreation, and a vibrant downtown. With over 300 days of sunshine per year, retirees can enjoy activities like hiking, biking, skiing, and golfing. The town also boasts a thriving craft beer scene, a rich arts community, and a variety of cultural events, providing ample opportunities for social engagement and exploration.

4. Beaufort, South Carolina:

With its southern charm, rich history, and scenic coastal location, Beaufort is a gem of a town for retirees. The area offers beautiful antebellum architecture, quaint streets, and a slower pace of life. Retirees can indulge in activities such as boating, fishing, and exploring the nearby barrier islands. The town's warm climate, friendly locals, and affordable cost of living make it an inviting destination for those seeking a peaceful and charming retirement.

5. Durango, Colorado:

Nestled in the San Juan Mountains, Durango is a haven for outdoor enthusiasts and nature lovers. With its breathtaking landscapes, including nearby national parks and the Animas River, retirees can indulge in activities such as hiking, fishing, and skiing. The town's vibrant downtown area offers a mix of shops, restaurants, and cultural events, creating a vibrant social scene. The excellent healthcare facilities and a strong sense of community make Durango an excellent choice for an active retirement in a stunning mountain setting.

This is not a complete list of appropriate locations to retire to.  It is intended to show you that there are plenty of perfectly lovely places that would fit well with your retirement ideas and plans.

Remember, choosing the right town for retirement is a personal decision, and it's essential to consider factors such as climate, cost of living, healthcare facilities, recreational opportunities, and community engagement before making a final choice. Take the time to visit these towns, explore their unique characteristics, and envision yourself enjoying the lifestyle they offer.